Getting started8 min read
First-Time Home Buyer Guide in Canada
Everything you need to know before buying your first home.
Read moreGuides for Canadian home buyers
Learn how mortgages work in Canada.
Rates6 min read
Fixed vs Variable Mortgage Rates
Which option fits your financial profile?
Read moreInsurance5 min read
How CMHC/SCHL Insurance Works
Understand mortgage default insurance in Canada.
Read morePlanning4 min read
How Much Down Payment Do You Need?
Minimums, sweet spots, and the 20% rule.
Read moreProcess7 min read
Mortgage Pre-Approval Checklist
What to prepare before talking to a lender.
Read moreRegional9 min read
Buying a Home in Quebec
Welcome tax, notary fees, and Quebec specifics.
Read moreQualification6 min read
Understanding Mortgage Stress Test in Canada
How lenders qualify you above the contract rate.
Read morePlanning5 min read
25-Year vs 30-Year Amortization
Total cost, monthly payment, and eligibility.
Read moreCosts6 min read
Closing Costs in Canada
Land transfer tax, legal fees, inspections and more.
Read moreRates5 min read
How to Compare Mortgage Rates
APR, terms, prepayment options and the fine print.
Read moreMarket Insights
2026 Canadian mortgage market analyses
Original research on renewals, Bank of Canada policy, new OSFI/CMHC rules and city-by-city housing trends.
Market Insights
Mortgage renewal in Canada 2026 — what to expect
The 2026 mortgage renewal wave in Canada: how many borrowers renew, what payments look like at 2.25% policy rate, and how to prepare before your term ends.
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New Canadian mortgage rules (2025-2026)
The 2025 federal mortgage rule changes explained: 30-year insured amortization for first-time buyers and new builds, and the $1.5M insured mortgage cap.
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Bank of Canada rate forecast for 2026
Where the Bank of Canada policy rate is heading in 2026. Overview of the July 2026 Monetary Policy Report, growth outlook, and what it means for mortgages.
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Mortgage renewal strategies that actually save money
Practical strategies to negotiate a Canadian mortgage renewal: rate holds, switching lenders without re-qualifying, amortization resets, and prepayment planning.
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Montréal housing market in 2026
Montréal housing market in 2026: median prices, welcome tax, notary fees, and how mortgage costs translate into a monthly payment for local buyers.
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Toronto housing market in 2026
Toronto housing market in 2026: GTA benchmark prices, land transfer tax, and what a mortgage really costs at today's Canadian rates.
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Vancouver housing market in 2026
Vancouver housing market in 2026: benchmark prices in Metro Vancouver, BC property transfer tax, foreign buyer rules, and today's mortgage math.
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Calgary housing market in 2026
Calgary housing market in 2026: benchmark prices, no provincial land transfer tax, and how Alberta remains a value market for Canadian buyers.
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